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Mortgage Smarter.

BKCO is dedicated to serving the mortgage needs of Americans across 16 US States. We understand the needs of our clients because of our 2-decades-plus experience & having originated billions in loans. 

Purchasing a home Refinancing a home

World-Class Digital Mortgage Online Application

Our easy to use Digital Mortgage app, available via our website, iOS app, or Android app makes applying for a new home loan, quick and painless.  Select a Mortgage Loan Officer and click Apply Now to get started today!

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Here when you need us

Experience matters.

A house is more than just a collection of walls, wires, and insulation — it's where you hang your hat, where you make memories, where you live. That's what a home is, and we are here to help you achieve your dream of homeownership. 

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Full-service home loan services across Alaska, Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Michigan, Montana, New Mexico, Ohio, Oregon, Tennessee, Texas, and Washington.

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Expert loan officers who can guide you with experience and confidence

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More than 20 years of experience to guide you home

10k+Customers Served

That’s a lot of happy homeowners.

View our Ratings
5.0 average rating

4.73 stars out of 725+ Reviews

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Let's talk

Service without the hassle


What can we do for you?

We can find the loan option that's right for you


Chat with a loan officer

Our mortgage pros can get you started


Apply online in minutes

You can even close your loan remotely, too.

Find your loan officer

We'vE got stars & we're proud

What our customers are saying...

“No issue with service, just first time through the process and boy do they not prepare you for it all in reading blogs in advance.”

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Joseph A

DEC 6, 2022

“Jennifer and her team were able to streamline the buying process and make the application and other steps extremely easy and stress-free!”

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Kyra W

DEC 6, 2022

“Jay and his team were very quick to respond to any questions I had. He made this whole process extremely smooth and easy. Not to mention always very pleasant and nice to talk to, but also very professional. I will be sure to recommend him to people!”

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Christine R

DEC 4, 2022

“Very fast and painless process with Jennifer and her team!”

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Joshua W

DEC 3, 2022

“We love her”

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Jessica L

NOV 30, 2022

“This process was so smooth and seamless! Thank you and the team for making it a great experience as a first time home buyer!”

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Lacey C

NOV 22, 2022

“Kim was so friendly and warm. Always answered my questions and I felt like she was really rooting for us.”

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Katharine M

NOV 19, 2022

“Jonathan communicated well throughout the process with info on what to expect, what to do, and how the loan process was progressing. Answered questions quickly and thoroughly. I had a great experience with Jonathan and his team.”

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Richard R

NOV 19, 2022

“Jennifer and her team was great to work with -- they were knowledgeable and helpful!”

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Laura L

NOV 18, 2022

“Highly responsive, very personable, and offered us a rate lock!”

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Travis W

NOV 13, 2022