FHA Home Loans

If you're a first-time home buyer, an FHA loan could be the way to go. It has a lower down payment option and flexible underwriting criteria.

What you need to know about FHA loans

The Federal Housing Administration (FHA) insures FHA home loans. Because of that, FHA-approved lenders can offer these more flexible loans because borrowers using an FHA loan pay mortgage insurance (MI), which protects the lender in case the borrower defaults.

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