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FHA Home Loans

If you're a first-time home buyer, an FHA loan could be the way to go. It has a lower down payment option and flexible underwriting criteria.

What you need to know about FHA loans

The Federal Housing Administration (FHA) insures FHA home loans. Because of that, FHA-approved lenders can offer these more flexible loans because borrowers using an FHA loan pay mortgage insurance (MI), which protects the lender in case the borrower defaults.

*BKCO Mortgage, LLC is a private corporation organized under the laws of the State of Delaware. It has no affiliation with the US Department of Housing and Urban Development, the US Department of Veterans Affairs, the US Department of Agriculture or any other government agency.

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Flexible qualifying guidelines with lower credit score requirements

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Fixed and adjustable rate terms available

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Down payment as low as 3.5%

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Down payments can be paid with gift funds